120 MEDICAL CARE FOR TRAVELERS IN CHINA

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What to Do If You Get Sick While Traveling in China

A practical, step-by-step handbook for foreign visitors facing illness on the road — from the first phone call to the insurance claim

Nobody plans to fall ill on holiday. Yet every year, thousands of foreign travelers in China find themselves staring at an unfamiliar pharmacy counter, sitting in a hospital waiting room, or wondering whether their insurance will cover the IV drip now running into their arm. This guide walks you through every stage — the emergency numbers, the hospital tiers, the pharmacy aisles, the insurance paperwork, and the recovery decisions — so that if illness strikes, you already know the answer instead of learning it the hard way.

1The Reality Check: Getting Sick in China

What actually happens, how often, and why China is better prepared than you might fear

Let us start with the honest picture. Most travelers complete their China trip without any medical incident beyond a blister and a hangover. But China is a vast country with unfamiliar food, dramatic altitude changes, dense urban crowds, and a healthcare system that works very differently from the one at home. When illness does strike, the first 30 minutes are the hardest — not because the care is poor, but because you do not yet know where to go, who to call, or how to pay.

Here is the encouraging counterpoint: China's major cities have invested heavily in international medical infrastructure. As of 2026, Beijing has 52 hospitals with international medical departments, Shanghai has over 40 international medical institutions, and Guangdong province has designated 25 pilot hospitals for international care. The National Health Commission reported that key涉外 hospitals treated 1.28 million international patients in 2025, a 73.6% increase over three years. You are not the first foreigner to get sick here, and the system has been built partly with you in mind.

Most Common Issues

Traveler's diarrhea, upper respiratory infections, heat exhaustion, food poisoning, and minor injuries top the list. These are uncomfortable but rarely serious.

How Many Are Affected

Roughly 15-20% of foreign travelers experience some health issue during a two-week China trip. Only 1-2% require hospital-level care.

When It Gets Serious

Altitude sickness in Tibet, severe food poisoning, traffic injuries, and pre-existing condition flare-ups account for most emergency evacuations.

The key insight is this: getting sick in China is not a disaster. Being unprepared for it is. The rest of this guide ensures you are the former, not the latter.

The illness nobody talks about: travel anxiety and culture shock

Not every health issue in China is physical. The combination of language barriers, unfamiliar social norms, dense crowds, food you cannot identify, and the constant low-level stress of navigation can trigger anxiety, insomnia, and emotional overwhelm — especially on a first visit. This is normal and does not mean you are failing at travel. Symptoms include irritability, wanting to stay in the hotel room, sudden homesickness, trouble sleeping despite exhaustion, and emotional swings. If you experience this: take a rest day, eat something familiar (international restaurants are in every major city), video-call someone at home, and do not try to "push through" by adding more sightseeing. A mental health break is just as valid as resting a sprained ankle. If symptoms persist or worsen, international hospitals have English-speaking counselors and can arrange teletherapy consultations with your home country.

2Emergency Numbers and First Response

The numbers to save before you need them, and what happens when you dial

China does not use a single 911-style number. Emergency services are separated by type. Memorize these or — better — save them in your phone now, while you are healthy and thinking clearly.

ServiceNumberWhat Happens When You CallLanguage
Medical Emergency / Ambulance120Dispatches ambulance with trained crew and life-support equipment. Response time 5-15 min in major cities, longer in rural areas.Primarily Chinese; some English in big cities. Say "English" clearly.
Police110General police emergency response. For theft, assault, or safety threats.Chinese; limited English.
Fire & Rescue119Fire, smoke, gas leaks, building collapse, rescue operations.Chinese.
Traffic Police122Road accidents. Call 120 as well if anyone is injured.Chinese.
Beijing Red Cross999Secondary ambulance service in Beijing. Has shifted toward non-emergency transfers and international repatriation.Some English capability.
Shanghai City Hotline1234524-hour general service line in 18 foreign languages including English, French, German, Japanese, Korean, Spanish, Italian, Russian.Multilingual. Useful for translation help.
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If you cannot speak Chinese

The most reliable approach is to have a Chinese speaker make the call for you. Hotel reception staff are experienced at this and will relay your location and symptoms accurately. If you are alone, say "English" — many 120 operators in major cities have basic English or can connect a translator. Have your location written in Chinese characters on your phone (a screenshot of your hotel card works perfectly). Hand the phone to any bystander; Chinese people are generally very willing to help in a medical emergency.

Practical tip: taxi vs. ambulance

For non-life-threatening situations (a bad fever, a sprained ankle, suspected food poisoning where the person is stable), taking a taxi directly to a hospital is often faster than calling an ambulance. Taxis are abundant in Chinese cities, and drivers know where major hospitals are. Show the driver the hospital name in Chinese. For anything involving unconsciousness, chest pain, severe bleeding, or difficulty breathing — call 120.

What to Say When You Call 120

If you must call 120 yourself, stay calm and communicate these five pieces of information. If you cannot speak Chinese, say "English" and wait — the operator may connect a translator, or you can hand the phone to a bystander.

  1. Location — The most critical piece. Give your hotel name and address in Chinese (show a screenshot). If on the street, describe the nearest intersection or landmark. The operator needs to dispatch from the nearest station.
  2. What happened — "A foreigner collapsed" / "Someone is having chest pain" / "A child is unconscious." Keep it simple. The dispatcher needs severity, not a medical history.
  3. Number of patients — One person or multiple? This determines whether they send one ambulance or more.
  4. Consciousness and breathing — Is the person awake? Are they breathing normally? This determines the urgency level and whether the dispatcher gives you first-aid instructions while you wait.
  5. Callback number — Give your phone number so the team can call back if they cannot find you. Keep your phone on and with you.

Ambulance fees are modest by international standards: a base fee of about 30 RMB, 7 RMB per kilometer beyond the first three, plus charges for on-site care. The total rarely exceeds 300 RMB for a typical urban transport. Payment is usually settled at the hospital, not in the ambulance. You can pay via Alipay, WeChat Pay, or cash.

3Three Tiers of Chinese Medical Care

Understanding the system architecture before you walk through the wrong door

China's medical system for foreign visitors operates in three distinct tiers. Knowing which tier you are entering — and what it costs and provides — is the single most useful piece of information in this entire guide.

1

International Private Hospitals & Clinics

Experience: English-speaking doctors, Western-style facilities, appointment times that are actually kept, direct billing with major international insurers, 24-hour emergency departments at some locations.

Cost: Registration fee 600-1,500+ RMB before any test or medicine. A simple ER visit with blood work can reach 3,000-5,000 RMB. Comprehensive but expensive.

Best for: Anything where you want zero language stress, direct insurance billing, or Western-standard amenities. The default choice for most foreign travelers who can afford it or whose insurance covers it.

2

Public Hospitals — International / VIP Wings

Experience: Bilingual staff, shorter queues, private consultation rooms, access to the same senior specialists who treat general wards. The best of both worlds — top-tier Chinese medical expertise with international service standards.

Cost: Registration fee 300-800 RMB. Tests and treatment priced lower than private international hospitals. Many accept direct billing with major insurers.

Best for: Getting excellent clinical care at moderate cost with enough English support. Ideal for non-trivial issues where you want the best doctors, not the nicest lobby.

3

Public Hospital General Outpatients

Experience: Excellent clinical care but crowded, almost entirely Chinese-language, and requiring patience. Registration desks, payment windows, and pharmacy counters are separate stations you visit in sequence.

Cost: Registration fee 18-50 RMB. Tests and medication very affordable. Total ER visit often under 500 RMB.

Best for: Minor issues when you have a translation app, some Chinese vocabulary, or a local companion, and cost is a primary concern. Not recommended if you are alone and do not speak any Chinese.

The stress-management insight

After years of accompanying foreign travelers to Chinese hospitals, experienced guides observe that choosing between tiers is really a stress-management decision, not a medical one. China's public hospitals deliver excellent clinical care — the medicine is the same. What differs is the language friction, the waiting environment, and the payment process. If you are already sick and anxious, removing those frictions is worth the extra money. If you are calm, have a translation app, and are treating something minor, the public system is perfectly manageable.

4International Hospitals by City

Specific facilities to know in the cities foreign tourists actually visit

You do not need a complete directory — you need the right hospital for the city you are in. Below are the most recommended facilities for English-speaking foreign patients in major tourist cities, current as of 2026.

CityHospital / ClinicTypeKey Features
BeijingBeijing United Family Hospital (和睦家)Private international24h ER, English-speaking, direct billing with 40+ insurers, JCI accredited
BeijingPUMCH International Medical Services (协和医院国际部)Public VIP wing24h ER +86-10-69155288, top specialists, premium but less expensive than United Family
BeijingSanfine International HospitalPrivate internationalFull English service, direct billing
BeijingBeijing Friendship Hospital International Medical CenterPublic VIP wingBilingual staff, moderate pricing
ShanghaiShanghai Jiahui International Hospital (嘉会国际医院)Private internationalJCI accredited, 500 beds, partnership with Mass General, 24h ER
Shanghai Parkway Health (百汇医疗)Private internationalServed patients from 77 countries, multiple locations, fast-track service
ShanghaiHuashan Hospital International Medical CenterPublic VIP wingPatients from 90+ countries, dermatology and neurology national leaders
ShanghaiRuijin Hospital International DepartmentPublic VIP wingBlood disorders, endocrinology, general surgery — among China's best
ChengduChengdu West China Hospital International Medical CenterPublic VIP wingTop-ranked hospital in western China, English-speaking international department
GuangzhouGuangzhou United Family HospitalPrivate internationalEnglish service, direct billing, 24h support
GuangzhouFirst Affiliated Hospital of Zhongshan University (中山一院)Public VIP wing2026 provincial international medical pilot, direct billing in progress
Xi'anXi'an International Medical Center HospitalPublic VIP wingInternational department with English services, near Terracotta Army route
KunmingFirst People's Hospital of Yunnan International DepartmentPublic VIP wingRegional hub for Yunnan travelers, altitude illness experience
LhasaTibet People's HospitalPublic generalMain facility for altitude sickness treatment. Limited English; go with a guide or translator.
HangzhouSir Run Run Shaw Hospital International Medical CenterPublic VIP wingJCI accredited, English-speaking international department, direct billing with major insurers
ChongqingChongqing United Family Hospital (和睦家)Private internationalFull English service, 24h support, direct billing, centrally located near Yangtze cruise terminals
ShenzhenShenzhen People's Hospital International Medical CenterPublic VIP wingBilingual staff, serves Hong Kong border-crossing travelers, direct billing expanding
GuilinGuilin Medical University Affiliated HospitalPublic VIP wingRegional referral for Guilin/Yangshuo area; limited English, bring translation app or guide
HarbinFirst Affiliated Hospital of Harbin Medical UniversityPublic generalTop hospital in northeast China; limited English, best accessed with a local guide
NanjingJinling Hospital International Medical CenterPublic VIP wingBilingual service, direct billing with select insurers, experienced with foreign visitors
SanyaHainan Hospital of United Family HealthcarePrivate internationalServes Hainan island beach resort area, English-speaking, direct billing available
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How to find the right hospital in a city not listed above

For smaller cities, search for the city name plus "国际医疗部" (international medical department) or "VIP门诊" (VIP clinic). Most tier-3 (三甲) public hospitals in prefecture-level cities now have some form of international or VIP service. Alternatively, contact your insurance company's 24-hour assistance line — they maintain their own directory and can direct you to the nearest facility with direct billing. Your hotel concierge is also a reliable resource; they handle guest medical issues regularly.

5What to Expect at a Chinese Hospital

The registration dance, the payment stations, and how to navigate both

A Chinese hospital visit works differently from what most Western visitors expect. Understanding the process in advance removes the confusion that makes an already unpleasant situation worse.

The Step-by-Step Process

  1. Registration (挂号, guahao) — Present your passport at the registration desk. You pay a registration fee (10-1,500 RMB depending on tier) and receive a patient number. Your passport is your ID; you cannot register without it.
  2. Triage (for emergency visits) — A nurse assesses urgency. Life-threatening cases are treated immediately, before registration and payment. This is official policy: "先救治,后登记" — treatment first, paperwork later.
  3. Consultation — Wait for your number to be called (displays on screens). The doctor examines you, asks questions, and orders tests or prescribes medication. Consultations are often brief — 5-10 minutes — but efficient.
  4. Tests and payments — Each test (blood, imaging, etc.) is paid for at a separate payment window or machine before it is performed. You receive a receipt for each. This is where having 2,000+ RMB in cash or Alipay/WeChat Pay is essential.
  5. Pharmacy — Take prescriptions to the hospital pharmacy. Pay, then collect medication. Instructions are usually in Chinese; ask for English translations or use a translation app.
  6. Collect all receipts and the discharge summary — The official red-stamped invoice (发票, fapiao) is essential for insurance reimbursement. Ask for a discharge summary signed by the doctor before you leave.

What you must bring

  • Passport — Required for registration. No passport, no treatment (except in life-threatening emergencies).
  • Insurance card / policy number — If your insurer has a direct-billing arrangement with the hospital, present this at registration to avoid upfront payment.
  • Payment method — 2,000+ RMB in cash, or Alipay/WeChat Pay linked to your foreign card, or an international credit card (Visa/Mastercard accepted at most international hospitals).
  • Medical information — A list of current medications, allergies, chronic conditions, and blood type. Written in English is fine for international hospitals; bring Chinese translations for public hospitals.
  • Your hotel's address in Chinese characters — For the ambulance or taxi ride home.

Payment Methods at International Hospitals

International hospitals in China accept RMB cash, international credit cards (Visa, Mastercard, American Express, JCB, Discover), UnionPay debit cards, WeChat Pay, and Alipay. If you have high-end commercial health insurance with a direct-billing arrangement, you simply present your insurance card and passport — the hospital settles directly with the insurer and you pay nothing upfront. Major insurers with direct-billing networks in China include MSH China, Ping An, AIA, Cigna & CMB, and Allianz Partners.

Essential Medical Chinese Phrases

Save this table to your phone. When you are standing at a registration desk or pharmacy counter, pointing at a pre-written phrase is faster and more accurate than a live translation app.

EnglishChinesePinyinWhen to Use
I need a doctor我需要看医生Wo xuyao kan yishengAt hotel reception or to any passerby
Please take me to the hospital请送我去医院Qing song wo qu yiyuanTo a taxi driver
I have a fever我发烧了Wo fashao leAt registration or with a doctor
I have diarrhea我拉肚子Wo la duziAt pharmacy or hospital
I am vomiting我呕吐Wo outuAt pharmacy or hospital
I have a headache我头痛Wo toutongAt pharmacy or hospital
I have chest pain我胸口痛Wo xiongkou tongEmergency — say this to any staff immediately
I am allergic to ___我对___过敏Wo dui ___ guominFill in: peanut (花生), seafood (海鲜), penicillin (青霉素)
Where is the pharmacy?药店在哪里?Yaodian zai nali?To hotel staff or on the street
I need an ambulance我需要救护车Wo xuyao jiuhucheWhen calling 120 or asking someone to call for you
I am pregnant我怀孕了Wo huaiyun leAt registration — ensures appropriate department
Call my emergency contact请打我的紧急联系电话Qing da wo de jinji lianxi dianhuaGive this with your contact's number written down
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6Pharmacy Access and OTC Medicine

What you can buy without a prescription, and what you cannot

Chinese pharmacies (药店, yaodian) are abundant — you will find one every few blocks in any city. They are recognizable by a green cross sign. Many are chain operations with licensed pharmacists on duty. The experience is different from Western pharmacies in several important ways.

What You Can Buy Over the Counter

Pain & Fever

Paracetamol (对乙酰氨基酚), ibuprofen (布洛芬), aspirin. Available without prescription. Bring your own preferred brand if you have one; Chinese packaging and instructions are in Chinese.

Digestive Issues

Montmorillonite powder (蒙脱石散, smecta) for diarrhea — widely used and effective. Berberine (黄连素, huangliansu) — a Chinese anti-diarrheal. Oral rehydration salts (口服补液盐). Probiotics (双歧杆菌).

Allergies

Loratadine (氯雷他定), cetirizine (西替利嗪). Hydrocortisone cream for skin reactions. All available OTC.

Cold & Flu

Various Chinese cold remedies (感冒灵, 999感冒灵) are popular and effective for symptom relief. Guaifenesin and dextromethorphan available. Amoxicillin requires a prescription.

Motion Sickness

Dimenhydrinate (茶苯海明). Available OTC. Take 30 minutes before travel.

Wound Care

Iodine swabs (碘伏棉签), medical tape, bandages (创可贴), elastic bandages. All OTC. Pharmacists can help with basic first aid supplies.

What Requires a Prescription

Antibiotics (including amoxicillin, norfloxacin, ofloxacin), strong painkillers, sleeping pills, most psychiatric medications, and insulin all require a prescription. In practice, some smaller pharmacies may sell antibiotics without one, but this is technically illegal and medically unwise — always see a doctor for bacterial infections.

The language barrier at pharmacies

Pharmacy staff in China generally speak only Chinese. Three strategies: (1) Use a translation app with camera function to scan packaging and translate instructions. (2) Show the pharmacist your symptoms in Chinese — write them down in advance ("腹泻" for diarrhea, "头痛" for headache, "发烧" for fever). (3) Go to the pharmacy inside an international hospital, where staff speak English and can explain everything properly.

Bring your own essentials

Do not assume you will find the exact brands or formulations you use at home. Pack a personal travel health kit: your regular medications (in original packaging with prescriptions), paracetamol/ibuprofen, anti-diarrheal medication, antihistamines, rehydration salts, motion sickness pills, first-aid basics, and any topical creams you use. This is not about distrusting Chinese pharmacies — it is about not having to decode Chinese packaging while you are already feeling ill.

Bringing Medications Into China: Customs Rules

China's customs regulations on medications are stricter than many travelers realize. The general rule: personal-use quantities (a 30-day supply or less) in original packaging with a prescription or doctor's letter are permitted. But several categories require special attention:

Prohibited or Restricted

Some medications that are perfectly legal in your home country are controlled or prohibited in China. Common examples include medications containing pseudoephedrine (some cold medicines), certain ADHD medications (amphetamine-based), some anxiety/sleep medications (diazepam, alprazolam in quantities suggesting non-personal use), and cannabis-based products (including CBD oil, which is treated as a controlled substance). Check the Chinese embassy website in your country before departure.

What to Bring

Carry a doctor's letter (ideally translated to Chinese) stating your diagnosis, medication names (generic, not brand), dosages, and that they are for personal medical use. Keep medications in original pharmacy-labeled packaging. Pack them in carry-on luggage, never checked bags. Bring a printed medication list as backup.

At Customs

Declare all prescription medications on the customs declaration form. For controlled substances, you may be asked to show the doctor's letter and prescription. If you are carrying a quantity that seems excessive for your trip length, customs may question you — having the doctor's letter explaining the need resolves this quickly. Undeclared controlled medications can result in confiscation, fines, or detention.

Over-the-Counter Limits

Personal-use quantities of common OTC medications (pain relievers, antihistamines, anti-diarrheals) generally do not need to be declared. However, if you are bringing large quantities (more than a few boxes), declare them to avoid confusion. Chinese customs is increasingly strict about pseudoephedrine-containing products — check your cold medicine ingredients.

7Common Traveler Illnesses in China

What you are most likely to catch, how to recognize it, and what to do

The illnesses that affect foreign travelers in China fall into a predictable pattern. Knowing the top five and their telltale symptoms lets you respond quickly and appropriately.

IllnessSymptomsTypical OnsetFirst ResponseWhen to See a Doctor
Traveler's Diarrhea3+ loose stools/day, abdominal cramps, possible nausea and low fever1-3 days after eating contaminated food or waterHydrate with oral rehydration salts. Take smectite powder. Eat bland foods (rice, toast, bananas). Avoid dairy.Blood in stool, fever above 39C, severe vomiting, no improvement after 3 days, signs of dehydration
Upper Respiratory InfectionSore throat, runny nose, cough, mild fever, body aches2-5 days after exposure (air travel, crowded sites, AC)Rest, fluids, paracetamol for fever. Throat lozenges. Most are viral and resolve in 5-7 days.Fever above 39C, difficulty breathing, symptoms worsening after 5 days, chest pain
Heat Exhaustion / Heat StrokeHeavy sweating, weakness, dizziness, nausea, rapid pulse (exhaustion). No sweating, confusion, hot dry skin (stroke).During or after prolonged outdoor activity in summer heat (June-September)Move to shade/AC. Drink water with electrolytes. Cool the body with damp cloths. Heat stroke is a medical emergency — call 120.Heat stroke (confusion, no sweating, core temp above 40C) = immediate 120. Exhaustion not improving in 30 min = see a doctor.
Food PoisoningSudden nausea, vomiting, diarrhea, abdominal pain, sometimes fever — more severe than traveler's diarrhea2-12 hours after eating contaminated foodSame as traveler's diarrhea but monitor more closely. Stay hydrated. Do not take anti-diarrheal medication that stops bowel movements — let the toxin exit.Severe vomiting preventing fluid retention, high fever, bloody stool, signs of dehydration, weakness/confusion
Altitude Sickness (AMS)Headache, nausea, dizziness, shortness of breath, insomnia — at elevations above 2,500m6-24 hours after arriving at altitudeStop ascending. Rest. Hydrate. Take ibuprofen for headache. If available, use supplemental oxygen.Severe headache, vomiting, confusion, difficulty breathing even at rest, blue lips — descend immediately and seek emergency care
Mosquito-Borne IllnessFever, joint pain, rash (dengue); fever with chills and sweating (malaria)5-15 days after mosquito bite. Risk highest June-September in southern provinces (Yunnan, Guangdong, Hainan)Use DEET repellent, wear long sleeves, sleep under nets if in rural areas. There is no OTC treatment — see a doctor for any unexplained fever after visiting a risk area.Any fever above 38.5C after visiting a dengue/malaria risk zone, especially with rash, bleeding gums, or severe joint pain — see a doctor within 24 hours
Skin Infections & RashesRed, itchy, or painful skin patches; insect bites that become hot and swollen; heat rash in humid weatherDuring or after outdoor activity, especially in summer humidityKeep clean and dry. Apply hydrocortisone cream for rashes, iodine for minor wounds. Avoid scratching insect bites.Spreading redness, pus, increasing pain, red streak from the site, or fever — these indicate bacterial infection needing antibiotics
Eye Infections (Conjunctivitis)Red, itchy, watery, or crusty eyes — often bilateral. Common in crowded, dusty, or humid conditions.1-3 days after exposureDo not rub eyes. Use preservative-free artificial tears. Keep face and hands clean. Most viral cases resolve in 5-7 days.Severe pain, vision changes, light sensitivity, or no improvement after 5 days — see an ophthalmologist at an international hospital
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The illness most travelers underestimate: air pollution effects

Visitors to Beijing, Xi'an, and other northern cities during winter may experience throat irritation, coughing, and eye discomfort from particulate matter (PM2.5). This is not an infection and does not require medication, but it can be uncomfortable. Check the AQI (Air Quality Index) daily using the AirVisual app. When AQI exceeds 150, reduce outdoor activity and wear an N95 mask. Symptoms typically resolve within a day or two of moving to a city with better air or when the wind clears the haze.

8Travel Insurance: Before and After

The policy you buy before departure, and the claim you file from a hospital bed

If there is one thing every experienced traveler, guide, and medical professional agrees on, it is this: buy comprehensive travel insurance before you enter China. The cost is trivial compared to the potential expense, and it transforms a crisis into an administrative task.

What Your Policy Should Cover

Medical Expenses

Outpatient and inpatient treatment, emergency dental, diagnostic tests, prescription medication, hospital accommodation. Look for policies with no sub-limit or a limit above 500,000 USD.

Emergency Evacuation

Medical evacuation to your home country or nearest adequate facility. This can cost 50,000-200,000+ USD out of pocket. Your policy should cover it in full.

Repatriation of Remains

In the worst case, transportation of remains home. Standard in comprehensive policies.

Trip Curation / Interruption

Reimbursement for non-refundable trip costs if you must cut your journey short for medical reasons.

The Claim Process: Step by Step

  1. Notify your insurer immediately — Call the 24-hour assistance line on your policy as soon as you seek treatment. They can direct you to direct-billing hospitals, authorize treatment, and open a claim file. Do not wait until you are home.
  2. Keep every receipt and document — Registration receipts, test invoices, medication receipts, hospital discharge summary, the official red-stamped fapiao. Without these, your claim will be denied. Take photos of each as backup.
  3. Get a discharge summary — Ask the doctor for a written discharge summary including diagnosis, treatment received, and prescribed medications. This should be signed and stamped. International hospitals will provide this in English.
  4. Submit your claim — If the hospital has direct billing with your insurer, you may not need to pay upfront at all. If you paid out of pocket, submit all documents to your insurer upon return. Most travel insurance claims are processed within 5-30 business days.
  5. Follow up on reimbursement — If your claim is delayed or partially denied, contact your insurer's claims department. Having complete, organized documentation is the single biggest factor in successful claims.

Critical exclusions to know

Most travel insurance policies do not cover: (1) Pre-existing conditions that flare up while traveling — if you were diagnosed with it before buying the policy, treatment for a recurrence is typically excluded. (2) Injuries from activities the policy excludes — many standard policies exclude scuba diving, rock climbing, skiing, and other "high-risk" activities unless you purchase a rider. (3) Treatment you could reasonably have delayed until returning home (non-emergency elective care). Read the exclusions section of your policy before you travel, not after you are sick.

Insurance Policy Types Compared

Policy TypeTypical Medical LimitEvacuation Included?Best ForWatch Out For
Basic travel insurance$50,000-100,000Limited or add-onShort trips, healthy travelersMay not cover adventure activities; evacuation may have sub-limits
Comprehensive travel insurance$250,000-500,000Yes, up to $500,000-1MMost travelers — the sweet spotCheck pre-existing condition clause; some require waiver for coverage
Annual multi-trip policy$250,000-1MYes, usually includedFrequent travelers (3+ trips/year)Per-trip duration limits (often 30-90 days max); verify China is covered
Expat / long-stay health insurance$1M+ / unlimitedYes, full coverageStays over 90 days, expats, digital nomadsMore expensive; requires underwriting; may have waiting periods
Credit card travel insurance$10,000-50,000RarelySupplementary coverage onlyAlmost never sufficient alone; medical limits too low for China; no evacuation
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The pre-existing condition waiver — the most overlooked policy feature

Many comprehensive travel insurance policies offer a "pre-existing condition waiver" — if you buy the policy within a certain window (usually 7-21 days) of your initial trip deposit, the insurer waives the standard exclusion for pre-existing conditions. This means if your hypertension flares up or your asthma worsens in China, you are covered. If you buy the policy later, those conditions are excluded. This single feature has saved families tens of thousands of dollars. Ask for it specifically when purchasing.

9Food Poisoning and Traveler's Diarrhea

The most common travel illness, and how to handle it from a hotel room in China

Traveler's diarrhea and food poisoning account for more disrupted travel days than every other illness combined. The good news: most cases are self-limiting and resolve within 2-5 days with proper hydration and rest. The bad news: those 2-5 days can be miserable if you do not know what to do.

Recognizing the Difference

Traveler's Diarrhea

3+ loose stools per day, abdominal cramps, possibly mild nausea. Usually bacterial (E. coli, Campylobacter) from contaminated food or water. Onset 1-3 days after exposure. Generally self-limiting in 3-5 days.

Food Poisoning

Sudden onset (2-12 hours after eating), with severe vomiting, diarrhea, abdominal pain, and possibly fever. Often caused by preformed toxins (Staphylococcus, Bacillus cereus). More intense but often shorter in duration. Can cause rapid dehydration.

The Hotel Room Protocol

  1. Hydrate aggressively — Oral rehydration salts (ORS) are your most important tool. Mix one sachet with the specified amount of clean (bottled) water. Drink small sips continuously. If you do not have ORS, alternate bottled water with weak tea and a pinch of salt and sugar.
  2. Take smectite powder (蒙脱石散) — Available at any Chinese pharmacy. It adsorbs toxins and firms stools. Safe for adults and children. Take between meals, 2 hours apart from other medications.
  3. Eat only bland foods — White rice, plain toast, bananas, boiled potatoes, clear broth. No dairy, no fiber, no oil, no spice. Resume normal foods gradually only after stools have been normal for 24 hours.
  4. Do NOT take loperamide (Imodium) if you have fever or blood in stool — Stopping bowel movements traps the pathogen inside. Loperamide is appropriate only for non-infectious diarrhea (e.g., stress-related) or for travel days where you absolutely cannot have diarrhea and symptoms are mild.
  5. Rest — Your body is fighting an infection. Cancel your sightseeing for the day. Most cases resolve with hydration and rest within 48-72 hours.

When to go to the hospital

Seek medical care immediately if you experience any of: vomiting that prevents you keeping fluids down for 12+ hours, blood in stool or vomit, fever above 39C, signs of severe dehydration (very dark urine, dizziness when standing, dry mouth with no tears), confusion or extreme weakness, or symptoms not improving after 3 full days. Severe dehydration can become dangerous within hours — do not wait it out.

Prevention: the "boil it, cook it, peel it, or forget it" rule

Eat food that is freshly cooked and served hot. Avoid raw vegetables and salads (they may have been washed in tap water). Peel all fruit yourself. Drink only sealed bottled water, boiled water, or hot tea. Avoid ice in drinks unless you know it was made from purified water. Street food is not inherently dangerous — busy stalls with high turnover and piping-hot woks are often safer than empty restaurants. The most common mistake is eating at a place with no customers and lukewarm food.

10Altitude Sickness: The Tibet Factor

If your itinerary includes high elevations, this section is not optional

If your China trip includes Tibet (Lhasa sits at 3,656m), parts of Sichuan, Qinghai, or Yunnan above 3,000m, altitude sickness is a real possibility. It can affect anyone regardless of fitness level — in fact, young, fit travelers are sometimes more susceptible because they ascend faster.

Symptoms by Severity

Mild AMS (Acute Mountain Sickness)

Headache (the hallmark symptom), nausea, dizziness, shortness of breath with exertion, difficulty sleeping, loss of appetite. Most people experience this to some degree. Self-limiting: usually resolves in 1-2 days with rest.

Moderate AMS

Headache not relieved by ibuprofen, persistent nausea and vomiting, increased shortness of breath, fatigue, reduced urine output. Time to stop ascending and consider descending.

Severe AMS / HAPE / HACE

High Altitude Pulmonary Edema (HAPE): shortness of breath at rest, wet cough, blue lips. High Altitude Cerebral Edema (HACE): severe headache, confusion, loss of coordination, hallucinations. These are life-threatening. Descend immediately and seek emergency care. Call 120.

Prevention

  1. Ascend gradually — Above 3,000m, do not increase your sleeping altitude by more than 500m per day. Take a rest day every 3-4 days. If flying directly to Lhasa, plan 2-3 full rest days before any sightseeing.
  2. Consider acetazolamide (Diamox) — The internationally recognized preventive medication. Start 1-2 days before ascent. Requires a prescription — obtain it before your trip. Discuss with your doctor, as it has side effects and contraindications.
  3. Hydrate well — Drink 3-4 liters of water daily at altitude. Avoid alcohol and sedatives for the first 2 nights.
  4. Eat high-carbohydrate meals — Carbs are metabolized more efficiently at altitude and aid acclimatization.
  5. Know your evacuation plan — Identify the nearest hospital before you ascend. In Tibet, Tibet People's Hospital in Lhasa treats altitude illness routinely. Your guide (mandatory in Tibet) should know the emergency descent route.

The golden rule of altitude

If you are getting worse, go down. No sightseeing, no itinerary, no "let me see if it improves tomorrow" — descend to a lower altitude immediately. Altitude sickness can progress from moderate to life-threatening within hours, and the only definitive treatment for severe cases is rapid descent. Everything else is supportive.

Altitude Reference for Popular China Destinations

DestinationElevationRisk LevelAcclimatization Advice
Lhasa, Tibet3,656mHighFly in; rest 2-3 full days before sightseeing. No exertion on day 1. Diamox recommended.
Shigatse, Tibet3,836mHighOnly after 3+ nights in Lhasa. Drive, do not fly, to allow gradual ascent.
Everest Base Camp (Tibet)5,200mVery highRequires 5+ days of acclimatization. Mandatory guided tour. Emergency descent plan essential.
Tagong, Sichuan3,800mHighAcclimatize in Kangding (2,560m) for 2 nights first. Day trips only from lower base.
Daocheng Yading, Sichuan3,700-4,700mVery highAcclimatize in Xiangcheng or Daocheng town. Carry oxygen canisters. Do not hike to highest lakes on day 1.
Lijiang, Yunnan2,400mModerateMost travelers acclimatize within 1-2 days. Tiger Leaping Gorge trail reaches 2,600m — monitor symptoms.
Shangri-La, Yunnan3,300mHighAcclimatize in Lijiang first. Rest day recommended on arrival. Hotel oxygen available.
Xining, Qinghai2,275mLow-moderateGateway to Tibet plateau. Usually fine for healthy travelers but avoid heavy exertion on day 1.
Lake Namtso, Tibet4,718mVery highDay trip from Lhasa only after 4+ nights acclimatization. Return to Lhasa same night — do not overnight.
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11Traditional Chinese Medicine as an Option

What TCM can and cannot do for a sick traveler, and how to access it safely

Traditional Chinese Medicine (TCM) is available throughout China and is integrated into the healthcare system — most large public hospitals have a TCM department alongside Western medicine. For a foreign traveler, TCM can be a useful complement to conventional treatment, particularly for certain conditions.

Where TCM Excels

Musculoskeletal Pain

Acupuncture (针灸) and Tui Na massage (推拿) are widely recognized for back pain, neck pain, joint pain, and sports injuries. Many international hospitals offer these in their TCM departments.

Recovery & Digestion

After a bout of traveler's diarrhea, Chinese herbal formulas can help restore digestive function. Probiotic formulations and herbal teas are gentle and effective.

Jet Lag & Sleep

Acupuncture is used for insomnia and circadian rhythm disruption. Some travelers swear by a session upon arrival to reset their body clock.

Minor Chronic Issues

For allergies, tension headaches, and menstrual discomfort, TCM offers approaches that some find more effective than conventional symptom management.

Where TCM Is Not Appropriate

Do not use TCM as a replacement for conventional medicine in emergencies, acute infections requiring antibiotics, suspected fractures, severe allergic reactions, or any condition requiring imaging or laboratory diagnosis. TCM and Western medicine are complementary, not substitutes. The best approach is often to see a Western doctor for diagnosis and acute treatment, then add TCM for recovery and symptom management.

How to access TCM safely as a visitor

The safest route is through the TCM department of a major hospital or an international hospital that offers integrated TCM services. This ensures licensed practitioners, hygienic conditions, and quality-controlled herbs. Avoid standalone TCM clinics near tourist sites — some are legitimate, but quality varies enormously. Never take unlabeled herbal pills or powders from an unverified source. Some traditional remedies contain ingredients that interact with prescription medications or are banned in your home country. Always tell your conventional doctor about any TCM treatments or herbs you are taking.

What to Expect During a TCM Consultation

A traditional Chinese medicine consultation differs noticeably from a Western doctor's visit. The practitioner will spend 20-30 minutes with you, examining your tongue (color, coating, shape) and taking your pulse at three positions on each wrist — these are diagnostic tools in TCM theory. They will ask about your sleep, digestion, energy levels, temperature preferences, and emotional state — questions that seem unrelated to your complaint but are central to TCM diagnosis.

Based on this assessment, the practitioner may recommend acupuncture (a course of 3-10 sessions is typical for musculoskeletal issues), Tui Na massage, cupping therapy (which leaves circular bruises that fade in 5-10 days — do not be alarmed), or an herbal formula decocted into a tea. At international hospitals, the practitioner will explain the diagnosis and treatment plan in English, and herbal formulas are quality-controlled and labeled. At public hospital TCM departments, bring a translation app or a Chinese-speaking companion.

The interaction warning that matters most

If you are taking any prescription medication — especially blood thinners (warfarin), diabetes medications, immunosuppressants, or cardiovascular drugs — tell the TCM practitioner before taking any herbal formula. Some herbs can significantly alter the blood levels of prescription medications, either reducing their effectiveness or increasing toxicity. A responsible TCM practitioner at a hospital will always ask. At tourist-area shops, they may not. This is the single most important reason to access TCM through a hospital rather than a roadside shop.

12When to Cut Your Trip Short

The decision nobody wants to make, and how to make it well

Most travel illnesses resolve within a few days of rest and recovery, and your trip continues, perhaps with a missed day or a rearranged itinerary. But how do you know when it is time to accept that the trip is over and head home?

Clear Signals to End the Trip

Medical Signals

A condition that requires hospitalization beyond 3 days, a doctor's recommendation to return home for follow-up care, a serious diagnosis (fracture requiring surgery, confirmed bacterial infection needing IV antibiotics, cardiovascular event), or any condition that makes travel uncomfortable or risky.

Practical Signals

Your insurance company advises evacuation, you have less than 25% of your planned days remaining and cannot recover in time to enjoy them, the cost of remaining in-country for treatment exceeds the value of continuing, or you are traveling with companions whose own itinerary cannot be further disrupted.

The Decision Process

  1. Consult the treating doctor — Ask directly: "Is it medically safe to continue traveling? Do you recommend returning home?" Chinese doctors at international hospitals are experienced with foreign patients and will give you a straight answer.
  2. Contact your insurance company — They will assess the situation, authorize any necessary evacuation or treatment changes, and advise on next steps. If evacuation is medically justified, they arrange and pay for it. If you decide to continue against medical advice, you may forfeit coverage for complications.
  3. Contact your airline — Most airlines have medical rebooking policies that waive change fees and fare differences if you have a medical certificate. Ask the hospital for a fitness-to-travel or medical certificate. This is routine.
  4. Notify your hotel and tour operator — Cancel remaining bookings. Travel insurance with trip interruption coverage will reimburse non-refundable costs. Your hotel may waive cancellation fees with a medical certificate.
  5. Arrange your departure — If you need medical assistance during travel (oxygen, wheelchair, medical escort), coordinate through your insurance company's assistance line. They handle this routinely.

The emotional side

Cutting a trip short is disappointing, and travelers often push themselves to continue when they should not. Remember: your health comes first. China is not going anywhere. A well-managed medical departure today means you can return healthy next year. A stubbornly continued trip risks serious complications and a much worse story.

Real-World Scenarios

Scenario 1: Severe Food Poisoning in Xi'an

A traveler develops violent vomiting and diarrhea on day 4 of a 14-day trip. After 24 hours of hydration attempts at the hotel, they visit a local international hospital and receive IV fluids. The doctor diagnoses bacterial gastroenteritis and prescribes antibiotics. The traveler feels better in 48 hours but has lost two sightseeing days. Decision: Continue the trip with a modified, slower-paced itinerary. Insurance claim filed for the hospital visit. Total cost: ~2,800 RMB, reimbursed in full.

Scenario 2: Altitude Sickness in Tibet

On day 2 in Lhasa, a traveler develops a severe headache, vomiting, and confusion. The guide recognizes HACE symptoms and drives them to Lhasa People's Hospital, then arranges immediate descent to Chengdu (1,500m) the next morning. The doctor recommends returning home for follow-up. Decision: Cut the trip short. Insurance authorizes a medical rebooking on the original flight with no change fee. The traveler recovers fully within a week. The key: the guide acted fast, and the traveler listened.

Scenario 3: Fractured Ankle on the Great Wall

A traveler slips on a steep section of the Great Wall and fractures an ankle. Ambulance to a Beijing hospital, X-ray, cast, and crutches. The doctor says no flying for 5 days and no walking for 6 weeks. With 10 days of the trip remaining, continuing is impossible. Decision: Insurance arranges a medical escort on the flight home (business class for leg room). Trip interruption coverage reimburses the remaining non-refundable hotel and tour bookings. Total evacuation cost: ~$25,000, paid by insurance.

Scenario 4: Recurring Fever in Guilin

A traveler develops a fever that comes and goes for 4 days. Local clinic gives antibiotics, which do not help. After 5 days, they travel to a larger city (Guangzhou) and visit an international hospital. Diagnosis: dengue fever. No specific treatment — rest and hydration. The doctor clears travel after 3 more days of rest. Decision: Continue with a reduced itinerary, skipping the physically demanding portions. Insurance covers the Guangzhou hospital visit and the extra hotel nights.

13Medical Evacuation and Repatriation

What happens when you need to leave China for medical reasons — by air or by ground

Medical evacuation (medevac) is the transport of a patient to a location where they can receive adequate care, either within China or to their home country. It sounds dramatic, and it can be — but the process is well-established and, if you have travel insurance, someone else handles the logistics.

When Evacuation Is Triggered

Domestic Transfer

You are in a smaller city (e.g., Lijiang, Zhangjiajie) and need care available only in Chengdu, Shanghai, or Beijing. Arranged by ambulance, commercial flight with medical escort, or air ambulance.

International Repatriation

You need to return to your home country for treatment or recovery. Typically by commercial flight in a business-class seat with medical escort, or by dedicated air ambulance for critical cases.

Emergency Evacuation

Immediate, life-threatening situation requiring the fastest possible transport. May involve helicopter or fixed-wing air ambulance. The most expensive option — costs can exceed 100,000 USD.

How the Process Works

  1. The treating hospital assesses fitness for travel — A doctor determines whether you are stable enough to be moved, what level of medical escort is needed, and what equipment is required (oxygen, IV, monitoring).
  2. Your insurance company's assistance team takes over — They coordinate with the hospital, arrange transport, handle all paperwork, and communicate with your family. Major insurers maintain 24/7 global assistance centers with Chinese and English-speaking staff.
  3. Transport is arranged and paid for directly — If medically justified and covered by your policy, the insurance company pays the evacuation provider directly. You should never have to front 100,000 USD for an air ambulance. If you somehow paid out of pocket, submit for reimbursement with all documentation.
  4. You receive handoff at the destination — Medical escort accompanies you to the receiving hospital or to your home, with a full medical report transmitted to your regular doctor.

If you do not have insurance

If you do not have travel insurance and require evacuation, you (or your family) will be responsible for the full cost. Contact your embassy — they cannot pay for evacuation, but they can provide a list of medevac providers and help coordinate. Some providers offer direct-payment plans. If you are seriously ill or injured without insurance, contact your embassy immediately and ask for the list of recommended assistance companies.

Typical Evacuation Costs

Evacuation TypeTypical RouteEstimated Cost (USD)Typical Scenario
Ground ambulance, domesticSmaller city to provincial capital hospital$200-800Traveler in Lijiang needs transfer to Kunming for specialist care
Commercial flight with medical escortBeijing/Shanghai to home country (business class + nurse)$15,000-40,000Stable patient with fracture needing repatriation for surgery
Air ambulance, regionalWithin Asia (e.g., Chengdu to Bangkok or Hong Kong)$40,000-80,000Patient needs care not available locally, stable enough for fixed-wing transport
Air ambulance, internationalChina to North America / Europe$80,000-200,000+Critical patient needing ICU-level care during long-haul transport
Helicopter rescue, domesticRemote site (Great Wall section, hiking trail) to nearest hospital$5,000-15,000Trauma at a remote location, ground access difficult
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What your insurance assistance team actually does

When you call the 24-hour assistance number, here is what happens behind the scenes: a case manager is assigned within minutes. They contact the treating hospital for a medical report, assess whether the current facility is adequate or transfer is needed, consult their medical director (a physician) on the case, coordinate with the receiving hospital at your destination, arrange the transport provider, handle all paperwork including customs clearance for medical equipment, and maintain a communication line with your family throughout. You or your family should never have to arrange any of this yourselves — that is what the assistance service is for. The single most important thing you can do is call them early and keep their number accessible.

14Traveling with Chronic Conditions

If you manage a health condition at home, here is how to manage it in China

Traveling to China with a chronic medical condition is entirely feasible — many people do it successfully — but it requires more preparation than the standard traveler needs.

ConditionKey PreparationsChina-Specific Considerations
Diabetes (Type 1 or 2)Bring enough insulin and supplies for the entire trip plus 50% extra. Carry a doctor's letter. Pack supplies in carry-on luggage — checked insulin can freeze. Chinese food can be high in carbohydrates and hidden sugars. Monitor blood glucose more frequently. Pharmacies stock insulin but brands may differ. International hospitals can supply familiar brands.
Hypertension / Heart DiseaseBring all medications in original packaging. Carry a recent ECG. Know your blood pressure readings on your current regimen. Altitude and heat can affect blood pressure. Salt intake in Chinese cuisine is high — request "less salt" (少盐, shao yan). Avoid heavy exertion in first 2 days at altitude.
Asthma / AllergiesBring inhalers, a spacer, and a written action plan. Carry antihistamines. If you have a severe allergy, bring an EpiPen and a medical alert in Chinese. Air pollution can trigger asthma in northern cities, especially winter. Check AQI daily and carry an N95 mask. Avoid the smoggiest days for outdoor sightseeing.
Food Allergies (severe)Carry allergy translation cards in Chinese specifying your allergens and severity. Bring multiple EpiPens. Research which dishes typically contain your allergen in Chinese cooking. Cross-contamination is common in Chinese kitchens. Peanut oil is widely used. "No peanuts" (不要花生, bu yao hua sheng) may not account for peanut oil in the wok. Eat at international restaurants for safer preparation standards.
Prescription Medications (controlled)Carry medications in original packaging with prescription labels. Bring a doctor's letter explaining the medical necessity. Check if your medication is legal in China. Some medications legal in your country are controlled or prohibited in China (e.g., certain ADHD medications, some sleep aids). Check with the Chinese embassy in your country before departure. Declare all medications at customs.
PregnancyConsult your OB-GYN before booking. Avoid travel after 36 weeks (most airlines restrict after 36-37 weeks). Carry prenatal records. Know your blood type and Rh factor. International hospitals in Beijing and Shanghai have full obstetric services with English-speaking staff. In smaller cities, maternity care may be Chinese-only. Avoid high-altitude destinations (Tibet, Qinghai) during pregnancy. Food safety is extra important — listeria and toxoplasmosis risks are higher with street food.
Dental ConditionsGet a dental check-up 2-4 weeks before travel. Bring any custom dental appliances (night guards, retainers). Pack dental wax for broken braces or sharp edges. Most international hospitals have dental departments. For a lost filling or crown, temporary dental cement is available at pharmacies. For severe toothache or facial swelling, see a dentist at an international hospital — do not wait. Emergency dental treatment is a common travel insurance claim.
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The pre-departure doctor visit

For any chronic condition, schedule a consultation with your regular doctor 4-6 weeks before your trip. Obtain: (1) a current medication list with generic names and dosages, (2) a letter describing your diagnosis and treatment (ideally translated to Chinese), (3) enough prescription medication for the entire trip plus a buffer, and (4) specific advice about managing your condition in China's climate and altitude. This 30-minute appointment can save your entire trip.

15Children and Elderly: Special Considerations

When the patient is the most vulnerable member of your travel group

Traveling with children or elderly family members changes the medical preparedness equation. What might be a minor inconvenience for a healthy adult can become serious quickly for a child or a senior.

Children

Higher Risk for Dehydration

Children dehydrate faster than adults, especially with diarrhea or vomiting. Watch for: no tears when crying, dry mouth, sunken eyes, lethargy, dark urine, fewer wet diapers. Oral rehydration salts in child-appropriate formulation are essential.

Fever Management

Paracetamol (15mg/kg per dose, every 4-6 hours) or ibuprofen (10mg/kg per dose, every 6-8 hours). Fever above 39.5C that does not respond, or any fever in an infant under 3 months, warrants immediate medical attention.

Where to Take Children

Beijing Children's Hospital opened its International Medical Department in December 2025 with direct insurance billing. Shanghai has the International Department at the Children's Hospital of Fudan University. Most international hospitals treat children and have pediatric specialists.

Vaccinations

Ensure routine childhood vaccinations are up to date. Consider Hepatitis A (recommended for all travelers to China), Hepatitis B, and typhoid. Consult a travel medicine clinic 4-6 weeks before departure.

The child-specific travel medical kit

Pack these in addition to the adult kit: child-strength paracetamol and ibuprofen (syrup or chewable, not adult tablets), oral rehydration salts in child-friendly flavors (pediatric formulation), a digital thermometer (ear or forehead type is easiest), saline nasal drops, diaper rash cream (if applicable), antibiotic ointment for scrapes, child-safe insect repellent (20-30% DEET, not higher for young children), and any prescription medications your child takes. Also carry a copy of your child's vaccination record and a recent photo in case of separation in a crowded site.

When a child gets sick: emotional first aid

A sick child in a foreign country is frightening for both child and parent. Beyond medical treatment, your calm presence is the most therapeutic thing you can provide. Keep familiar comfort items accessible (a favorite snack, a stuffed animal, a downloaded movie). Maintain routines as much as possible (bedtime stories, familiar foods). Explain what is happening in age-appropriate terms — "A doctor will look at your tummy and help it feel better." Do not let your own anxiety show through; children mirror adult emotions. If you need to visit a hospital, bring entertainment (tablet, books, crayons) — Chinese hospital visits involve waiting. International hospital pediatric departments are child-friendly with English-speaking pediatricians.

Elderly Travelers

Heat Tolerance

Older adults are less able to regulate body temperature. Summer heat in China (35-40C in July-August) can cause heat exhaustion quickly. Schedule outdoor sightseeing for early morning or late afternoon. Carry water at all times.

Medication Interactions

Many elderly travelers take multiple medications. Time zone changes, dietary shifts, and digestive upset can all affect medication absorption. Maintain the same medication schedule (in home-country time equivalent) and have a full medication list available at all times.

Fall Prevention

Uneven paving, steep temple steps, and crowded sites increase fall risk. A simple fall that bruises at home can cause a fracture in an older adult with osteoporosis. Wear supportive shoes, use trekking poles on steps, and do not hesitate to skip the most physically demanding parts of an itinerary.

Comprehensive Insurance

Many standard travel insurance policies have age cutoffs (commonly 70 or 75). Look for policies specifically designed for elderly travelers, or "simplified" underwriting that does not require detailed medical questionnaires. The premium will be higher, but the coverage is essential.

16Your Health Preparedness Checklist

Everything to do before departure and everything to carry with you

Print this checklist. Tick each box. If you cannot tick one, it is the one that will matter most when illness strikes.

4-6 Weeks Before Departure

  • [ ] Purchase comprehensive travel insurance with emergency evacuation coverage (minimum 500,000 USD medical, full evacuation)
  • [ ] Schedule a pre-travel consultation with your doctor for chronic condition management
  • [ ] Visit a travel medicine clinic for recommended vaccinations (Hepatitis A/B, typhoid, routine boosters)
  • [ ] If visiting Tibet or high altitude: consult your doctor about acetazolamide (Diamox)
  • [ ] Obtain a doctor's letter for all prescription medications, especially controlled substances
  • [ ] Prepare allergy translation cards in Chinese if you have severe food allergies
  • [ ] Check if your medications are legal in China (consult your country's Chinese embassy website)
  • [ ] Save your insurance company's 24-hour assistance number in your phone under "ICE"
  • [ ] Research and note the nearest international hospital in each city on your itinerary

What to Pack

  • [ ] All prescription medications (in original packaging, with labels) — enough for trip + 50% extra
  • [ ] Personal first aid kit: paracetamol, ibuprofen, antihistamines, anti-diarrheal, rehydration salts
  • [ ] Motion sickness medication
  • [ ] Hand sanitizer and wet wipes
  • [ ] N95 masks (for air pollution days and crowded sites)
  • [ ] Insect repellent (if visiting summer/rural areas)
  • [ ] Sunscreen (SPF 30+)
  • [ ] Copy of passport, visa, and insurance card (separate from originals)
  • [ ] List of medications, allergies, chronic conditions, and blood type (in English)
  • [ ] Chinese translation of: "I am allergic to ___", "I need a doctor", "Take me to the hospital"
  • [ ] Your hotel address written in Chinese characters
  • [ ] Emergency cash: 2,000+ RMB for hospital registration and initial treatment

Apps to Install Before Arrival

  • [ ] A translation app with camera function (Google Translate, Baidu Translate, or Pleco for Chinese)
  • [ ] AirVisual or similar AQI monitoring app
  • [ ] Your insurance company's app (for claims submission and hospital directory)
  • [ ] A map app that works in China (Apple Maps, Baidu Maps, or Maps.me with China offline maps)
  • [ ] Alipay or WeChat Pay linked to your foreign card (for hospital and pharmacy payments)

The one-minute emergency card

Write these on a card you carry in your wallet at all times in China:
Emergency Numbers: Ambulance 120 / Police 110 / Fire 119
Insurance Hotline: [your insurer's 24-hour number]
Blood Type: [yours]
Allergies: [yours, or "None known"]
Chronic Conditions: [yours, or "None"]
Medications: [current prescriptions]
Hotel Address in Chinese: [paste from booking confirmation]
Emergency Contact: [name and number of someone at home]

FFrequently Asked Questions
Can I use my foreign health insurance in Chinese hospitals?

It depends on whether the hospital has a direct-billing arrangement with your insurer. International private hospitals (United Family, Jiahui, Parkway) have direct billing with 40+ international insurers including MSH, Cigna, Aetna, Allianz, and Bupa. Public hospital VIP wings increasingly offer direct billing as well. If there is no direct-billing arrangement, you pay out of pocket and claim reimbursement later — bring all receipts and the official fapiao. Always call your insurer's assistance line before seeking treatment; they can confirm which hospitals accept your policy.

Are Chinese pharmacies safe to buy medicine from?

Yes, licensed pharmacies (recognizable by the green cross sign) are safe and well-regulated. Medications are genuine and quality-controlled. The main challenge is the language barrier — packaging and instructions are in Chinese. Use a translation app with camera function, or visit the pharmacy inside an international hospital where staff speak English. Bring your own essential medications from home as a backup, particularly if you need specific brands or formulations.

What do I do if I get food poisoning and cannot leave my hotel room?

Hydrate with oral rehydration salts mixed with bottled water — small sips continuously. Have someone go to a pharmacy for smectite powder (蒙脱石散). Eat nothing for the first few hours, then try bland foods (white rice, plain toast). Do not take anti-diarrheal medication that stops bowel movements. If you cannot keep fluids down for 12+ hours, have a fever above 39C, see blood in stool or vomit, or feel extremely weak or confused, call your hotel reception and ask them to arrange transport to the nearest international hospital. Do not tough it out — severe dehydration can become dangerous quickly.

Is it safe to go to a public hospital in China if I do not speak Chinese?

It is safe in terms of medical quality — Chinese public hospitals deliver excellent clinical care — but it will be stressful and confusing without Chinese language skills. You will need a translation app, patience, and ideally a local companion. If none of those are available, go to the international or VIP department within the public hospital (they exist at all tier-3 hospitals), where staff speak some English and the process is streamlined. For anything beyond a minor issue, an international private hospital is the recommended choice for non-Chinese speakers.

How much does a hospital visit cost in China as a foreigner?

It varies dramatically by tier. A public hospital general outpatient visit costs 18-50 RMB to register, plus tests and medication — total often under 500 RMB. A public hospital VIP or international wing charges 300-800 RMB to register, with a total visit typically 1,000-3,000 RMB. An international private hospital charges 600-1,500+ RMB to register, with a simple ER visit including blood work reaching 3,000-5,000 RMB, and an overnight stay potentially 10,000+ RMB. Travel insurance with adequate medical coverage makes all tiers affordable.

What should I do if I have a severe food allergy and have a reaction in China?

Use your EpiPen immediately and call 120 (or have someone take you to the nearest international hospital by taxi if you are stable enough). Even if the EpiPen resolves symptoms, you must go to the hospital — a second wave of anaphylaxis can occur hours later. Carry allergy translation cards in Chinese specifying your allergens and the word "anaphylaxis" (过敏性休克). International hospitals in Beijing, Shanghai, and other major cities are fully equipped to treat anaphylaxis. If you are in a smaller city, get to the nearest tier-3 hospital emergency department immediately.

Can I get my prescription medications in China?

Many common prescription medications are available at Chinese pharmacies, but brands and formulations may differ from your home country. Antibiotics and most prescription drugs require a Chinese doctor's prescription. Insulin and diabetes supplies are available but brands vary. Some medications legal in your country may be controlled or prohibited in China — check before traveling. The safest approach: bring enough of all prescription medications for your entire trip plus 50% extra, in original packaging with prescription labels and a doctor's letter.

What happens if I need to be medically evacuated from China?

If you have travel insurance with evacuation coverage (and you should), the process is straightforward: the treating hospital assesses your fitness for travel, your insurance company's assistance team coordinates transport (commercial flight with medical escort or dedicated air ambulance depending on severity), and the insurer pays the provider directly. You should never have to front the cost yourself. If you do not have insurance, contact your embassy — they cannot pay for evacuation but can provide a list of providers. Costs without insurance can exceed 100,000 USD for international air ambulance transport.

Travel China With Confidence and Support

A medical emergency abroad is stressful enough without being alone. Our private tours include 24/7 on-the-ground support, English-speaking assistance at hospitals, and guides who know the local medical system — so you and your family are never navigating a crisis by yourselves.

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